YDB Investments

Terms & Conditions

Please read these terms carefully before using our services.

Last Updated: March 31, 2026

1. Acceptance of Terms

By accessing and using the YDB Investments website ("Site"), you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our Site or services.

2. Services

YDB Investments provides financial products and services including business funding solutions, working capital loans, revenue-based financing, and related financial services. All services are subject to eligibility requirements and approval.

3. Use of the Site

You agree to use this Site only for lawful purposes. You may not:

  • Use the Site in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to any part of the Site
  • Use the Site to transmit harmful, threatening, or offensive material
  • Interfere with the proper functioning of the Site

4. Intellectual Property

All content on this Site, including text, graphics, logos, and software, is the property of YDB Investments and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

5. Privacy

Your use of our Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

6. SMS Terms & Conditions

Text Messaging Terms

By opting in to the YDB Investments SMS program, you agree to the following terms:

  • You consent to receive recurring marketing and promotional SMS/MMS messages from YDB Investments, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
  • Message frequency varies; you may receive up to 4 messages per month.
  • Message and data rates may apply. Contact your wireless carrier for details about your messaging plan.
  • Reply STOP to any message to opt out and stop receiving text messages. You will receive a single confirmation message.
  • Reply HELP to any message for assistance or contact us through our website.
  • Consent is NOT a condition of purchase. You are not required to opt in to SMS messaging to purchase any goods or services from YDB Investments.

YDB Investments reserves the right to modify or discontinue the SMS program at any time. We will make reasonable efforts to notify participants of any significant changes.

Supported carriers include but are not limited to: AT&T, T-Mobile, Verizon, Sprint, and other major U.S. carriers. Service may not be available on all carriers.

7. Disclaimer of Warranties

The Site and services are provided "as is" without warranties of any kind, either express or implied. YDB Investments does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, YDB Investments shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or services.

9. Indemnification

You agree to indemnify and hold harmless YDB Investments, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the Site or violation of these Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Indiana, without regard to conflict of law principles.

11. Changes to Terms

We reserve the right to update these Terms at any time. Changes will be effective upon posting to this page. Your continued use of the Site constitutes acceptance of the revised Terms.

12. Contact

If you have questions about these Terms & Conditions, please reach out through our contact page.